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Showing posts with the label mutual fund investment in India

Best flexi cap mutual funds to invest in September 2024

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Flexi cap funds offer long term growth opportunities through small and mid-cap mutual fund investment in India and at the same time bring stability through exposures to large cap companies. Take a look at top 5 cap funds based on their returns in the five years- Parag Parikh flexi cap funds- The Parag Parikh flexi cap fund is known for its consistent performance and fir the long-term success wealth creation potential. It is ideal for investors looking for a diversified portfolio across market cross caps. Quant flexi cap fund- Quanti flex is one of the best options that can be suitable for investment's. The fund has 82% investments in their domestic field which is 40.99% in large cap stocks, 14.18 in mid cap stocks and the 8.03% in small cap stocks. The fund has 3.48% investments in debt, of which 3.48% in government securities, and is suitable for investors who are looking to invest money for at least 3-4 years and looking for high returns. PGIM India flexi cap fund- A well-divers...

100% Annual Returns: Four Top-Performing PSU Mutual Funds Surpass Expectations

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Public Sector Undertaking (PSU) mutual fund investment in India have gained significant attention in recent times due to their impressive performance. In the last year, several PSU mutual funds have delivered outstanding returns, with some even surpassing the 100% annual return mark. This remarkable achievement has made these funds a focal point for investors seeking substantial growth in their portfolios. 1. SBI PSU Fund The SBI PSU Fund has been a standout performer in the mutual fund space, consistently delivering high returns. Over the past year, this fund has benefited from the strong performance of the PSU sector, particularly in energy, banking, and infrastructure. The fund's strategy of focusing on well-established, government-owned companies with strong fundamentals has paid off, providing investors with over 100% returns in the last year. 2. UTI PSU Equity Fund The UTI PSU Equity Fund is another top-performing mutual fund that has exceeded expectations. This fund primari...

How to manage corpus effectively after your PPF account matures

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When your PPF account matures, it’s necessary to anticipate and plan for the next steps properly to utilise the corpus well and to secure your finances for the future. undefined Provident fund 1. Assess Your Financial Goals: Allow yourself to look at your financial goals and objectives. Whether savings for retirement, education expenses, or a major purchase, you will know how to draw your funds properly after elaborating on financial necessities. 2. Diversify Your Investments: Rather than being confined to your PPF corpus alone, you should seriously consider taking up a diversified investment in assets such as equities, bonds, mutual funds , and real estate . Spreading the risk through diversification can serve as a tool for optimization of the returns over the long run. 3. Explore Investment Options: Conduct research and exploration regarding various investment options in line with your risk tolerance and required vision. Ponder about magnitude, yields, and tax consequences, when ...

A Step-By-Step Guide to Investing Rs 12,500 for a Potential Return of Rs 1 Crore through Public Provident Fund (PPF)

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The Public Provident Fund (PPF) is one of India's favorite forms of mutual fund investment, especially because it offers a very high savings rate. It provides highly competitive interest rates plus tax breaks that contribute to wealth accumulation, becoming a popular investment method. This blog will show you a procedure on how you can make Rs 12,500 as a deposit in PPF and, as a result, you will be able to earn Rs 1 crore. With that being said, let's get started! Step 1: Establish Specific Monetary Goals Before directing you towards mutual fund investment in India mutual fund investment in India , it is critical to determine your financial goals. Assess your underlying motive for investing planning for retirement, financing children’s education or a savings account in case of emergencies, for instance. Realizing your productive aims will determine your investment decisions in the future. Step 2: Estimate Your Expenditure. To assemble how much money you'll have to contribut...

Demat Account: How To Choose Between Full-Service and Discount Brokers?

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Starting on the financial route is the same as embarking on a maritime trip, but before you are fortunate to put the sails up, you've got to choose the proper craft. You have to deal with the issue of choosing between full-service and discount brokers for the demat account similar to the question of how to pick the luxurious liner and the high-speed boat. Shall we go abroad and discover which option meets your investment mode? Full-service brokers are akin to the experienced captains of the sea, bringing together what you need in a state-of-the-art, complete service package. Whether they're helping you to create personalized investment advice and research reports, or managing your portfolios, they have got all the bells and whistles to make sure you sail smoothly. Nonetheless, success in trading comes with a cost - you may be subject to higher brokerage fees that could eat up a good portion of your income. Going on the other hand, the discount brokers are the nimble speedboats ...

New EPFO Rules Effective from April month that you should know

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April establishes itself as the second birth month not only for incredible beautiful blooming flowers but also for a new financial beginning, evidenced by the new rules of EPF that come into force today. Bye-bye to Procedural Employment Provident Fund Transfer concerning switching jobs as your previous balance will carry forward with you into your new workplace automatically. No more tedious paperwork and endless follow-ups to finally get started with your new job – knock out the challenges and shake hands after the completion. EPFO is the best investment plan for employees.  New EPFO Rules This EPFO game-changing modification has helped us alleviate our shelve from regular housekeeping duties of admin isolation, helping us pay attention to the growth of our careers and dreams. With a few hieroglyphics, the EPFO has now simplified the process and made things less tedious for an untold number of employees all over the country. As Mr S. Ashish Aggarwal, CEO of Acube Ventures, aptly ...