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Recently, the short-seller Hindenburg Research has once again attacked the SEBI’s Chairperson Madhabi Buch. This comes after Buch’s responses to earlier charges, which according to Hindenburg, have raised ‘new critical questions’ into SEBI’s regulatory role and its handling of corporate governance. Background of the Criticism Earlier this year, Hindenburg Research, which has in recent years published detailed reports on various Indian companies and regulatory shortcomings, has accused SEBI of not paying enough attention to numerous corporate governance and market integrity problems. These accusations have been made in respect of the general structure of laws and regulations and to particular cases which, in Hindenburg’s opinion, reflect improper activities of SEBI or its inactivity, in the event which ended in negative consequences for investors and stability of the stock market. Such criticisms were directed at Madhabi Buch who succeeded Rangarajan as the SEBI chairperson early of the

Economics is a central element of individuals’ lives nowadays, and investing is an important tool that can help teenagers create the best financial future for themselves. Starting early enables teens to build on compound interests and, more importantly, cultivate good financial foundations.  Here’s what teens should know about investing: 1. Understanding the Basics To begin with, teens should know the basic concepts of investing, which are briefly touched on here. Investments can be anything from stocks and bonds all the way to mutual funds or actual property. It is also important to understand that every type of investment has corresponding levels of risks and benefits. Stocks are ownership certificates in companies, whereas bonds are debt instruments offered to companies or governments and mutual funds are investments in which many people contribute their money to be used in buying several assets. 2. The Power of Compounding This is one of the most significant benefits of, for exampl

funds are quite common and an ideal investment for those who are in search of long-term capital appreciation at moderate risks. These funds whose main objective is to mimic a particular market index, typically the S&P 500, consist of a basket of shares of the specific index.  Here are the steps you need to know when investing in index funds. 1. Understand What Index Funds Are It’s important therefore, to educate yourself on what index funds are, and how you can benefit from them before you invest. An index fund can be defined as mutual fund or an ETF, whose objective is to replicate the performance of a certain index. They provide the investor with rather diversified market exposure while costing relatively little to operate, which is why they remain popular among so many investors. 2. Determine Your Investment Goals Determine your objectives in investing and your time frame. Is your goal to save for retirement, a big ticket item or increase your net worth? Knowing your goals will

FDs are the favourite form of investment for many due to the fact they are secure and have a guaranteed rate of return. Since there is a wide market with so many banks and other related financial institutions providing the fixed deposit service, choosing the best one can be a little demanding. In the following article, let me simplify the guide that would help you arrive at the right fixed deposit with elevated interest rates. Understand What a Fixed Deposit Is A fixed deposit is an investment product that involves placing of cash deposit in a bank for a specified period at a definite interest rate. By the end of the tenure of the company, all that is given back to you is the original amount plus the interest. FDs are safe avenues for investments as they are not bound by forces of supply and demand. Factors to Consider When Choosing a Fixed Deposit 1. Interest Rates The interest rate is the most crucial factor. Higher interest rates mean higher returns. Compare the interest rates offer

As July 2024 approaches, the opportunities for personal loans in India remain dynamic with fairly low interest rates and versatile terms for people who are ready to satisfy various objectives that can be both essential and have a recreational aim such as refinancing different debts, remodeling a house, or covering some emergencies. Here’s a roundup of some of the top personal loan options available this month. Top Personal Loan Lenders and Rates for June 2024 1. SBI or State Bank of India is one of the best known commercial banks within India which is locate Specifically, State Bank of India or SBI is one of the most recognized commercial banks within India situated at - Interest Rate: Beginning from 9. 60% onwards - Loan Amounts: Depending upon the amount of policy up to ₹20 lakh - Tenure: Until 7 years - Key Features: SBI charges are among the least in the market because of the interest rate which is relatively affordable and accompanied by reasonable charges for processing and repa

Credit card sign up bonus is a promotion offer that is given to new clients of banks and financial institutions. These rewards come in the form of reward points, cash back, or travel points and are usually given to card holders within the first few months of issuing the card or within the card’s first year. How Sign-Up Bonuses Work As for the features of bonuses, the individual reward, which is given by the credit card issuer to the holder, is given on the basis of meeting certain requirements, such as spending a fixed amount within a given period of one to three months. For example, you could get 5,000 reward points or some amount in cash back if you spend of ₹50,000 in the first three months on a specific card. Types of Sign-Up Bonuses 1. Reward Points: These points can be cashed in for items like groceries, hampers, gift cheques, or even outstanding travel bookings. They are flexible, keeping in mind that they may be used under many classes. 2. Cashback: This type of bonus gives th

All credit cards across India often come up with new offers and promotional schemes for customers within a given time; this is the best chance to fully maximize the use of the credit card. Here are some of the best credit card sign-up bonuses available in July 2024:  1. HDFC Bank Regalia Credit Card - Sign-Up Bonus: To create the card, 2,500 bonus points will be awarded to you. - Value: They are taken in barter for trips, vouchers, and many kinds of products. - Perks: Of the joining bonuses, member can be rewarded 4 points for every ₹ 150 spent, airport lounge visits over 1000 across the world free and can obtain up to 15% off on bills on dining among restaurant partners. - Annual Fee: ₹ 2,500/- (Claim can be made if the medical expenses does not cross ₹ 3,00,000/- in a year).  2. SBI Card Elite - Sign-Up Bonus: Five thousand reward bonus points is given to the card holder when the annual fee is paid. - Value: These points will also be usable to get e-vouchers and other relevant incent