7 Things You Never Knew About car insurance online

Do you know the secrets of Car Insurance? If not let’s unveil them with financenu. When it comes to buying a car insurance then it’s not a small thing it’s a crucial thing which you need to pay emphasis on. Car Insurance is not just an added monthly expense rather it is a way to make better decisions and even save your money only if you understand its backend things.

Common let’s unveil some facts about car insurance which you need to know!

 

1)   Credit Score Impact

Your credit score can easily impact about your paying for the insurance. It might be shocking to you but many insurers use your credit score so that they can asses the risk.

 

2)   Comprehensive Coverage

What do you think about Comprehensive Coverage? Its just not the coverage for your damage caused to your car its far more! In this coverage your car is protected from theft, any natural calamity or even from animals. Do you remember a video getting viral where a car got hit by a big rock? Yes, comprehensive coverage covers that also!

 

3)   Car Model and Insurance Relation

Do you love sports car? Well, the insurance would be higher eventually! If you have a car which is having lower repair cost and safety driven then the insurance would be of lower cost but, if it is of high-end luxury car then the insurance would be of higher cost as the maintenance of luxury cars and its repair is costly.

4)  Personal Belongings Coverage

If your personal belongings are stolen from your car such as laptop, mobile phone and other belongings are covered in comprehensive coverage and might be replaced but its only for some time so check properly that do they provide it or not, or it is written inro their policies or not! And if it is written then for how much time do they provide this coverage.

 

5)    Assistance

Your car insurance is for your safety and for your comfort. And if you buy a car insurance then it is for your comfort and safety because your car insurance covers and provides you roadside assistance as well! Yes, you heard it right. Your car insurance covers this assistance such as towing, roadside repair, fuel delivery and other mechanical assistance so that you are not left alone in a deserted place.

 

6)    Discounts

Many insurance companies offer discounts and coupons on car insurance online while you need to look out on that how and on what basis do they provide you discounts, because it can vary from insurer to insurer.

 

7)   Key Insurance

Do you have ever heard any scenario where a person lost his\her car keys and they had to pay lumpsum amount of money for a new car key? That’s because they didn’t add key insurance to their car insurance while buying it. At that particular time it would just cost you a small amount and you will be saved!

The price may vary a little bit but it is a savior for you.

 

In the end, these were some of the key points which you should know about best car insurance in India  before finalizing it so that you can obtain benefit from the money you are investing there. Remember, car insurance is not just an expense which you need to pay monthly it’s a way to make better decisions and save your money. 

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