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Do you have a personal loan? If not or you are planning to take it then this financenu guide is the best for you. Having a personal loan is beneficial for you as it can help you to cover a lot of expenses such as renovation, accidents, medical emergency or a vacation as well. Let’s delve into this blog and find out that what documents do you need for a personal loan.   Identification Proof You should have your identification proof while applying for Personal Loan Lowest Interest Rate in order to verify your identity. You can take either your passport, your Aadhar card, voter id card, driving license or you PAN card. Any of the document would work in order to prove your identity.   Address Proof This is taken to confirm your residential address as they are providing loan to you. In order to confirm, you can submit any of these. Your utility bills this include electricity bill, water bill and gas bill. You may also submit rental agreement, your passport, Aadhar card or vote

Thinking to buy a car loan? Well, buying a car loan is a quite big milestone for the people out there but don’t worry financenu is here with a guide on the full process of car loan to give you ease. Understanding the process will help you to get the best price for your car loan and you will also have a smooth process.   Let’s delve into this article and understand the whole process. Basics Get your basics clear first. That what car loan basically is. Go through the criteria which has been set up by the loan provider. Do you set up in the criteria or not.  Always determine the amount which you need to borrow for your car loan.   Eligibility Before applying for car loan you need to know that do you come in the eligibility criteria or not. Applying for car loan you should be above the age of 21 and the maximum limit is 65.   Documentation You need quite few documents for the approval of your car loan and they include your Identity proof such as aadhar card or voting c

Worried about personal loan? Well don’t need to worry as financenu is here with solution to your problem. Life is unpredictable and life can throw any difficulty at times where you do need a lump sum amount to recover from that. And it is not always possible to spend a lot of money on hospital bill, medicines bill, a repair or anything else. But don’t worry as in today’s world it has become very easy to get a personal loan for yourself. Also, we have a lot of options to choose from and choosing the right one is essential! Let’s delve into this article and explore the 10 apps which are used for getting personal loan! 1 -  Money Trap This app offers competitive rates and flexible repayment options with under few minutes 2 -  NIRA The NIRA app is known for instant approvals and it focuses on giving\providing you loans with low interest.   3  -  Smart Coin  It offers interest rates that attract you as per your credit profile\score. Also, it offers personal loans with flexible repayment opt

Confused about the right insurance plan? Well finding the right insurance plan is very crucial and when it comes to protecting your home then it is a crucial thing to decide as it is associated with the safety concern of your own. Owning a home is a big deal for many and protecting it becomes mandate. Protecting here means securing the home & protecting it from any natural disaster, theft or accident. There are many options for home insurance and at time it can be overwhelming to choose one of them. Because you have to choose the right one for you & your home. Home Insurance, which is also called as homeowners insurance and it is a type of property insurance that cover up the loss and damaged caused to the property in any case. Let’s have a look at how to choose the right home insurance plan for your home 1) Identify your Needs Just how you have your list ready before buying groceries for your use, just like that you also need to clear what you need from a home insuran

Do you know the secrets of Car Insurance? If not let’s unveil them with financenu. When it comes to buying a car insurance then it’s not a small thing it’s a crucial thing which you need to pay emphasis on. Car Insurance is not just an added monthly expense rather it is a way to make better decisions and even save your money only if you understand its backend things. Common let’s unveil some facts about car insurance which you need to know!   1)     Credit Score Impact Your credit score can easily impact about your paying for the insurance. It might be shocking to you but many insurers use your credit score so that they can asses the risk.   2)      Comprehensive Coverage What do you think about Comprehensive Coverage? Its just not the coverage for your damage caused to your car its far more! In this coverage your car is protected from theft, any natural calamity or even from animals. Do you remember a video getting viral where a car got hit by a big rock? Yes, comprehens

Home insurance, an important thing in anyone’s life.  For the homeowners having financial protection in case of any circumstances like accident, theft or natural disaster. Having home insurance can be expensive and everyone can’t afford it. And the insurance can be felt burdensome at some times. But but not to worry as the home insurance plans comes in different package giving you the privilege to afford it according to your needs.  Let’s look how you can save money on your home insurance plan  Find The Best Deal  If you are searching for a perfect home insurance then don’t just stuck onto the first agent or first party you meet. Evaluate the responses and close the deal when you get the perfect plan with affordable budget. So, that it doesn’t empty your pocket.  Deductibles  One more way is increasing your deductibles, in this way your monthly premiums can be reduced and it won’t hamper your pocket much.  Bundling of Policies  Always remember to bundle your policies of your Best home

Top Gold investment plan has kept investors in a primordial trance for ages, however, different gold legends and myths come out to go along with this. Let’s go through the main five stereotypes about gold coins and bars to help investors invest with a higher level of consciousness. 1. Myth: However, the yellow bars are for the rich alone : While the yellow bars may look like the stuff that giant vaults are filled with, they can be accessed by investors of all budgets. Gold bars are minted in different weight classes, which range from small 1 g to large 1 kg bars, giving people with different levels of experience an option to buy what they are comfortable with. 2. Myth: Gold Coins are Only for Show: There is a tendency within some coins because of their scarcity or historical importance, but also as a consequence of their gold content they are mostly seen as collectables rather than monetary objects. Investors can buy gold coins and hold them as a tangible commodity and economic unpr

Higher education for many women can be an effective game changer for many women in terms of opportunities for advancement or promotion in their careers as well as the other avenues for developing themselves. One of the biggest challenges however is the issue of high tuition fees.  Following is the list of education loan in India schemes specifically designed for women in India. 1. SBI Women Student Loan Scheme. Best education loan interest in India of SBI has been introduced to support women students in India.  Key features include: - Coverage: Fees and expenses for tuition, books and supplies and other educational-related activities. - Repayment: Lasts for a year after finishing the course or 6 months after getting a job. - Interest Rate:  8.55% rate for women students. - 0.50% concession for girls. 2. HDFC Education Loan Education loans available at HDFC Bank for women show that this bank offers women-specific benefits in terms of education loans. This scheme has been specifically t