Lists of Women's Education Loan Schemes

Higher education for many women can be an effective game changer for many women in terms of opportunities for advancement or promotion in their careers as well as the other avenues for developing themselves. One of the biggest challenges however is the issue of high tuition fees. 

Following is the list of education loan in India schemes specifically designed for women in India.

1. SBI Women Student Loan Scheme.

Best education loan interest in India of SBI has been introduced to support women students in India. 

Key features include:

- Coverage: Fees and expenses for tuition, books and supplies and other educational-related activities.

- Repayment: Lasts for a year after finishing the course or 6 months after getting a job.

- Interest Rate:  8.55% rate for women students.

- 0.50% concession for girls.

2. HDFC Education Loan

Education loans available at HDFC Bank for women show that this bank offers women-specific benefits in terms of education loans. This scheme has been specifically tailored to make higher education attractive and achievable.

- Coverage: B.Tech programmes and other technical training; full-time and part-time courses; vocational training.

- Repayment: full repayment only after the end of the course.

- Interest Rate: Great interest rates with additional discounts for female borrowers.

3. ICICI Bank Vidya Lakshmi Education Loan 

They offer a wide range of loan facilities for students including education loans with this loan a student can pursue a professional course, an MBA course or a post-graduation course.

 

Vidya Lakshmi Education Loan: By ICICI Bank Internship A Career in Higher Education: Women’s Right to Choose. 

It covers a wide range of courses and provides several advantages:

- Coverage: Fees for the semester, costs of flights and accommodations.

 - Repayment: It is activated six months after the course is complete or after an individual gets a job.

 - Interest Rate: Women with lower rates and fees.

 

 4. PNB Saraswati Education Loan.

 

PNB plans to facilitate the Saraswati education loan interest list in India scheme education loan interest list in India scheme to enable women to achieve their educational goals.

  

- Coverage: Costs of studying at the school, college, and university and subscription for the computer as well as books and tickets to the excursion.

 

- Repayment: Starts after one year of completion of the course or six months after gaining an offer of employment.

 

- Interest Rate: Student grant for female students.

 

 5. Central Bank of India Cent Vidyarthi Scheme.

 

The Cent Vidyarthi Scheme is a scheme offered by the Central Bank of India through which women may be able to receive support for higher education.

 

- Coverage: Family spends on education such as tuition fees and hostel fees etc.

 

- Repayment: Is completed one year after the course has ended or six months after employment.

 - Interest Rate: Pleasant rates with additional possible benefits (e. g. women may be granted a discount).

 

6. IDBI Bank Education Loan 

 

DBI Bank also offers education loans at concessional rates to students who are pursuing higher education in India for females only.

- Coverage: All academic fees together with costs involved in accommodation and other course-related charges.

 

- Repayment: Deferred payments in the form of enhanced repayment periods after the course or employment.

 

- Interest Rate: Increase interest rates on loans to women to reduce borrowing costs.

 

The fact is that education is one of the most powerful ways of empowerment and these loan schemes are designed in such a way as to enable women to access higher education opportunities despite their poor financial backgrounds.